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Privacy Policy

Last updated: 22 June 2026

This Privacy Policy explains how RY Studies collects, uses and protects your personal data when you use our website (rystudies.com), our learning platform (practice.rystudies.com) and related services (the “Service”).

Who is responsible for your data (the controller): RY Studies is a trade name of Iana Golovanova, a sole proprietor (eenmanszaak) established in the Netherlands, registered with the Netherlands Chamber of Commerce under number 42080594, VAT number NL005484505B49, registered address De Peppels 28, 1402 KV Bussum, the Netherlands.

Contact for any privacy question or request: info@rystudies.com

We process personal data in accordance with the EU General Data Protection Regulation (GDPR) and Dutch data-protection law.


1. What data we collect

You give us:

  • Account data — name, email address, password (stored hashed), language preference, and the ACCA paper(s) you study.
  • Payment data — handled by Stripe. We receive confirmation of payment, the last four digits and type of card, billing country and amount; we do not store full card numbers.
  • Content you create — your written answers, practice attempts, mock results, and the messages you exchange with Asya (your AI tutor).
  • Communications — emails and support messages you send us.
  • Optional — an ACCA student number, if you choose to provide it (for example, to verify a Pass Guarantee claim or to use an exam-result service).

We collect automatically:

  • Usage and learning data — questions attempted, scores, your mastery map, time on tasks, and similar analytics used to personalise your study.
  • Technical data — IP address, device and browser type, and approximate location (used for security, fraud prevention, and to determine the correct VAT and sanctions status).
  • Cookies and similar technologies — see our Cookie Policy.

2. Why we use your data, and our legal basis

Purpose Legal basis (GDPR Art. 6)
Create and run your account; provide the courses, practice, AI marking and Asya Performance of a contract
Process payments and prevent payment fraud Performance of a contract; legitimate interests
Personalise your study (mastery map, weak-area analysis) Performance of a contract
Send service emails (e.g. receipts, account notices) Performance of a contract
Send marketing emails about RY Studies Consent (you can unsubscribe at any time)
Analytics and advertising cookies Consent (via the cookie banner)
Keep tax and accounting records Legal obligation (Dutch law requires 7 years)
Security, prevent abuse, prevent refund/Pass-Guarantee abuse, sanctions screening Legitimate interests; legal obligation

Where we rely on legitimate interests, we have balanced them against your rights; you may object (see §7).


3. The AI tools (Asya and AI marking) and your data

3.1 When you use Asya or submit a written answer for AI marking, the text you provide (your message or answer), together with relevant study context (such as the current question and your progress), is sent to our third-party AI provider to generate a response or a mark.

3.2 We currently use Anthropic (Claude) for this, via its commercial API. Under Anthropic’s commercial terms, your inputs and outputs are not used to train Anthropic’s models by default, and Anthropic applies short operational retention. We may use additional or alternative AI providers in future and will keep this Policy updated.

3.3 International transfer. Our AI provider may process this data outside the EEA (including in the United States). Where that happens, the transfer is protected by appropriate safeguards — Standard Contractual Clauses and/or a recognised adequacy mechanism — under a data-processing agreement.

3.4 AI marking is formative. AI-generated marks and feedback are study aids, not authoritative assessments, and do not produce legal or similarly significant effects. You can flag any AI mark, give your own view and ask us to review it (see also our Terms, clause 4).

3.5 Please don’t put other people’s data into the AI tools. Asya is for your studies. Do not enter other people’s personal data or confidential information.


4. Who we share data with (our processors)

We do not sell your personal data. We share it only with service providers (“processors”) who help us run the Service, under contracts that require them to protect it:

Provider Purpose Location / transfer safeguard
Vercel Website/app hosting EU/US — SCCs where applicable
Supabase Database and authentication (account, learning data) EU region (Germany/Ireland)
Anthropic Asya and AI marking US — SCCs / DPA; not used for training
Stripe Payment processing EU/US — SCCs; PCI-DSS certified
Resend Transactional and account emails US — SCCs
Tilda Marketing website and contact forms Processes data submitted via rystudies.com forms
Google (Analytics & Ads — when enabled) Website analytics and advertising, only with your cookie consent US — SCCs; Google Consent Mode v2

We may also disclose data where required by law, to enforce our Terms, to prevent fraud or harm, or in connection with a business transfer.


5. International transfers

Your core account and learning data are stored in the EEA (Supabase EU region). Some processors are based outside the EEA (for example in the US). Where personal data is transferred outside the EEA, we rely on Standard Contractual Clauses, recognised adequacy decisions (such as the EU–US Data Privacy Framework where a provider is certified), and additional safeguards as appropriate. You can ask us for more detail at info@rystudies.com.


6. How long we keep your data

  • Active accounts — for as long as your account is open.
  • Asya chat history and learning data — kept while your account is active and deleted 12 months after your last login.
  • If you ask us to delete your data (erasure) — we delete your personal data, except that we retain your email address for 12 months to prevent abuse (for example, repeated purchase-and-refund cycles), based on our legitimate interests.
  • After a refund — we retain the related account data for 12 months and then delete it; during that period we may decline to sell to the same email address.
  • Tax and accounting records (invoices, payments) — 7 years, as required by Dutch law.
  • Backups — purged on a rolling cycle.

7. Your rights

Under the GDPR you have the right to: access your data; rectify inaccurate data; erase your data (“right to be forgotten”); restrict or object to processing; data portability; and to withdraw consent at any time (for marketing or cookies) without affecting prior processing.

To exercise any right, email info@rystudies.com. We will respond within one month. As noted in §6, after an erasure request we keep only your email address, for 12 months, to prevent abuse.

You also have the right to lodge a complaint with the Dutch Data Protection Authority (Autoriteit Persoonsgegevens, autoriteitpersoonsgegevens.nl) or your local supervisory authority.


8. Security

We use appropriate technical and organisational measures to protect your data, including encryption in transit, hashed passwords, access controls and EU-based storage of core data. No system is completely secure; if a data breach affects your rights, we will notify you and the supervisory authority where the law requires.


9. Children

The Service is for users aged 16 and over and is not directed at children. We do not knowingly collect data from anyone under 16. If you believe a child has provided us data, contact us and we will delete it.


10. Changes to this Policy

We may update this Policy. If changes are material, we will notify you (for example by email or a notice on the Service). The “Last updated” date shows the current version.


RY Studies — a trade name of Iana Golovanova · KvK 42080594 · VAT NL005484505B49 · De Peppels 28, 1402 KV Bussum, the Netherlands · info@rystudies.com

RY Studies
ACCA practice, AI marking, and an AI tutor across all 15 papers. The new home of Learn It Online.

KVK-nummer: 42080594
info@rystudies.com
© 2026 RY Studies. All rights reserved.
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